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    Associate Credit Analyst/ML - São Paulo, Brasil - Moody's

    Moody's
    Moody's São Paulo, Brasil

    há 1 semana

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    Descrição

    Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for this role or other open roles.

    Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

    At Moody's, we're taking action. We're hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We're educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at

    Your role

    This role is for an Associate Credit Analyst who will be leading a portfolio of structured finance transactions and will work on the credit analysis of new and existing deals rated by Moody ́s Local.

    The role will cover different asset classes like personal lending, SME financing, and trade receivables, among others.

    Key Responsibilities

  • Analyze new structured finance transactions to assign ratings, and review ratings of existing transactions.
  • Analyze transaction documents to understand transaction structure and legal, operational, and counterparty risks.
  • Analyze characteristics of underlying portfolio and performance history to derive loss assumptions.
  • Apply default and cash flow modeling in line with Moody's Local rating methodologies.
  • Lead virtual and in-person meetings with originators, advisors, and other transaction participants as part of the rating analysis process.
  • Present credits efficiently and accurately in rating committees and other internal analytical meetings, formulate a coherent credit rationale and present this rationale in a persuasive fashion.
  • Communicate rating rationales to investors and other market participants through rating reports, presentations, and meetings.
  • Assist in producing timely and relevant research on specific issuers or sector related issues that is in-depth, high quality, informative and focused.
  • Assist in rating methodology, model and scorecard updates.
  • Build and manage relationships with investors, advisors, and issuers.
  • What you bring

  • Minimum bachelor's degree (or equivalent) in economics, business administration, statistics, accounting, or engineering.
  • At least 2+ years of experience in Structured Finance or, or 3-4 years in credit analysis in similar fields.
  • Sophisticated Microsoft Excel, Word and PowerPoint skills are mandatory.
  • Validated and well-developed analytical and modelling skills.
  • Strong written and verbal communication capabilities in Portuguese and English. Some Spanish skills would be a plus.
  • Python programming & Visual Basic for Applications knowledge is a plus but not required.
  • Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.


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