Empregos
>
São Paulo

    Wholesale Credit Manager - São Paulo, Brasil - Gm Financial

    Gm Financial
    Default job background
    Descrição
    Why GMF?

    GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers.

    The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets.

    Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru.

    About the role


    This position is responsible for Floor Plan, Lease Rental and Loans credit lines management as a leadership, mitigate risk, protect GMF assets and avoid losses, managing the commercial customers portfolio, assuring deadlines compliment over controls and leadership processes, formalization and update of Floor Plan, Lease Rental and Loans agreements/documents/securities, ensuring that credit review contingencies are feasible/relevant to grant credit, monitoring customers performance through balance sheet, P&L, cash flow and other sources such as Brazilian Central Bank / Credit Bureau, preparing/participating/presenting meetings with Customers, GMB, CLC and Sales teams providing a high level of service.

    As a leadership this position is also responsible to work closely the team, encouraging, engaging, developing people, following up performance and providing timely feedback.


    What you need

    Business, Economy or Accounting;English – advanced reading and writing and intermediary speaking;Professional experience in Captive Bank.

    Good communication and interpersonal skills;Experience to analyze company's financial figures based on financial statements;Advanced knowledge in MS Office mainly Excel – Macro and VB is a plus;Ethical profile demonstrating discretion due to handling of sensitive data;Priority management and multitasking capabilities;Proactivity, dynamism, capacity to work under pressure.

    What you will be doing


    Supporting the Sales Team on business development while ensuring the appropriate risk-return adjustments, acting as a liaison among Dealers, Sales and Risk;Supporting the Team on the advisory and support of Dealers/Lease Rental customers in the development of business plans and floor plan related procedures;Providing recommendations for permanent and temporary increases in credit lines to the Top Approval Authority;Oversight and approval of credit line changes in the respective GMB/GMF systems;Ensuring Credit Review Contingencies are feasible/relevant to grant credit;Ensuring proper formalization of agreements/contracts/securities with the support of Legal Department;Preparing/participating in meetings to present credit review results for Dealers and Lease Rental customers;Participating in meetings with GMB to talk about Dealers;Presenting GMF Leadership in monthly Risk & Opportunity Meetings and Risk Scorecard meetings;Proposing and implementing process improvements, be engaged to innovate and promote the use of the technology to automatize the processes;Following policies and procedures, ensuring compliance with local regulations.

    What we offer

    At GM Financial we want you to be the most authentic version of yourself.

    We take care of your work-life balance by programming wellness and integration activities, where you will strengthen your relationships with peers and contribute towards the development and wellbeing of your community, while providing you with a competitive salary and benefits.

    Some of our global benefits include Extended Maternity & Paternity Leaves, Personal Days & Community Investment hours.


    Brazil:
    Additional benefits include transportation assistance, food assistance, medical assistance, gympass, life insurance and others. #LI-MON

    Disclaimer


    Brazil - GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization.

    We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, veteran status or disability.

    #J-18808-Ljbffr


  • GM Financial Sao Paulo, Brasil

    Why GMF?: · GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in it ...


  • BIC Barueri, Brasil

    Descrição da empresa · At BIC, we bring simplicity and joy to everyday life. Our Human Expression, Blade Excellence and Flame for Life products create a sense of ease and delight in the millions of moments that make up the human experience. We reimagine everyday essentials that a ...

  • Agência TMD

    Analista Detráfego

    há 1 semana


    Agência TMD Sao Paulo, Brasil

    Realizar o Set Up e Configurações iniciais nos gerenciadores de anúncios de ambas as plataformas - Subir Campanhas e ter o conhcecimento de todas as configurações de uma campanha - Otimizar campanhas ativas para maximizar seus desempenhos - Solicitar criativos e copys de criativo ...

  • Omie

    Product Manager

    há 1 semana


    Omie Sao Paulo, Brasil

    A Omie tem como propósito trazer prosperidade para o ecossistema empreendedor brasileiro. Por isso, buscamos por pessoas com mentalidade de crescimento, valorizando perfis que tenham capacidade de adaptação, senso colaborativo e sejam motivadas pela inovação e pelo aprendizado co ...

  • GRAFENO

    Product Manager

    há 1 dia


    GRAFENO Sao Paulo, Brasil

    Na Grafeno, Product Managers são pessoas chave para que possamos construir produtos que solucionarão problemas do dia-a-dia dos nossos clientes e revolucionarão o mercado. Eles são responsáveis por gerenciar o backlog de desenvolvimento conforme o que realmente importa para o cli ...

  • BNP Paribas

    Trader Jr

    há 5 dias


    BNP Paribas Sao Paulo, Brasil

    **Descrição**: · Execução de compra e venda de ativos de crédito privado tais como debêntures, LFs, CDBs, debêntures de infraestrutura, FIDCs. · Relacionamento com as contrapartes tais como: bancos, brokers e outras asset managers de crédito privado. · Monitoramento da execução d ...


  • J JAMES RH Sao Paulo, Brasil

    **Descrição**: · - Desenvolver planejamento, criação e otimização de campanhas de midia paga; · - Estudos de palavra chave; · - Gestão completa da midia no Facebook ADS, Google ADS e outras plataformas; · - Análise e acompanhamento das campanhas de midia, fazendo a gestão e distr ...

  • BNP Paribas

    Trader Jr

    há 5 dias


    BNP Paribas Sao Paulo, Brasil

    TRADER JR (No DO VAGA: ASS001913) · ** Descrição · **Descrição**: · - Execução de compra e venda de ativos de crédito privado tais como debêntures, LFs, CDBs, debêntures de infraestrutura, FIDCs. · - Relacionamento com as contrapartes tais como: bancos, brokers e outras asset man ...


  • GRAFENO Sao Paulo, Brasil

    Buscamos Customer Success Manager Sênior para trabalhar junto com o nosso time de CS pelo sucesso do cliente entendendo seu negócio, sempre oferecendo alternativas, negociando na busca de uma parceria saudável e crescimento verdadeiro. Nós trabalhamos pelo sucesso do cliente em t ...


  • ITAPEVA Recuperação de Créditos Sao Paulo, Brasil

    Olá galera do digital e comunicação · Estamos em buscando novos profissionais para completar ainda mais o nosso time #ITAPEVA :) · **Responsabilidades e atribuições** · - Acompanhar cada parte do funil de conversão de acordos no cenário de cobrança digital; · - Acompanhar novas e ...


  • Laqus Sao Paulo, Brasil

    Atividades: - Apresentação do Ecossitema Laqus, incluindo a IMF ( nova e única central depositária além da B3) para instituições financeiras, como assets, fundos, bancos, administradores de fundos, custodiantes, etc. para utilização da nossa infraestrutura, geração de parcerias e ...


  • Jeitto Sao Paulo, Brasil

    **Quem somos** · O Jeitto é uma fintech feita de gente pra gente. Nosso propósito é melhorar a segurança financeira das pessoas dando acesso a crédito na medida. · Para isso, abraçamos a inteligência artificial e a tecnologia para enxergar o cliente de forma diferente, com menos ...

  • Serasa

    Product Manager

    há 2 dias


    Serasa Sao Paulo, Brasil

    Product Manager - Novas Soluções · - Full-time · - Employee Status: Regular · - Role Type: Hybrid · - Department: Product Management · - Schedule: Full Time · **Company Description**: · Somos uma empresa global, líder em serviços de informação, conhecida no restante do mundo como ...


  • Kanastra Sao Paulo, Brasil

    **Nosso time** · Somos um time dinâmico, comunicativo e com senso de urgência. · Buscamos uma pessoa para liderar a equipe e para fazer parte do time desenvolvendo estratégias de vendas direcionadas a clientes institucionais. · **Nosso processo** · - Aplicação · - Entrevista com ...

  • Serasa

    Product Manager

    há 2 dias


    Serasa Sao Paulo, Brasil

    Product Manager - Score · - Full-time · - Employee Status: Regular · - Role Type: Hybrid · - Department: Product Management · - Schedule: Full Time · **Company Description**: · Somos uma empresa global, líder em serviços de informação, conhecida no restante do mundo como Experian ...


  • Red Hat Software Sao Paulo, Brasil

    About the job: · The Red Hat Finance team is seeking a Credit and Collections Analyst to create financial statement analyses and maintain appropriate credit limits for potential and existing customers. This will involve examining financial statements, analyzing the past business ...

  • Citi

    Credit Risk Team Lead

    há 8 horas


    Citi Sao Paulo, Brasil

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory' ...

  • Shell

    Senior Credit Analyst

    há 1 semana


    Shell Sao Paulo, Brasil

    **What is the role?** · Senior analyst for Shell Energy Americas portfolios with focus and accountability for Shell Energy Brazil. Role be focused on ensuring credit risk management principles and policies are carried out in accordance with Global Credit Mandate. This must be bal ...

  • Citi

    Icg Risk Analysis

    há 4 dias


    Citi Sao Paulo, Brasil

    ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Banking and the firm's lines of defense shared comm ...


  • Citi Sao Paulo, Brasil

    **Credit Risk Senior Analyst (C11 - Officer)** · ICM Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management ("ICM") Underwriting organization. The IRAU's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a ...